Fru-Gal Friends

Subject: New Year resolutions Wed 05 Dec 2007, 5:02 am

I know it's not even Christmas...yet!!!

I was just thinking about this last night though and wondered if anyone else had been too?

I'm going to make my New Years Resolution something to do with frugality I think, not going to try giving anything up...my only real vices are chocolate, wool and books. Neutral

I've also been thinking of trying 'Once-A-Month' shopping after Christmas, maybe I should make that my new resolution for added incentive! scratch

I'll have to work on a 4-5 weekly menu but realize I'll still need to shop for some fresh items in between. I'm going to make up a little recipe book of favourite and cheaper meals we've tried and liked, especially one we had tonight...curried sausages and mashed potatoes...mmmmm...

Anyone else planning New Year resolutions?

I have pretty much never kept mine in the past Laughing

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~ By sowing frugality we reap liberty, a golden harvest. --Agesilaus ~

Moderator Age : 27 Joined : 12 Oct 2006 Posts : 1790

Mine surely needs to be to be more scheduled and organized in my life and homeschool!

Subject: Re: New Year resolutions Wed 05 Dec 2007, 7:33 am

I have never really stuck with one myself either. Maybe I will really think about it this time and see what I come up with.
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Vicki

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Subject: Re: New Year resolutions Wed 05 Dec 2007, 8:57 am

I'm going to keep the credit card charges down on a monthly basis. I tried this last year, but it didn't work. So, this year, I'm really going to make an effort.

I'm going to clean, clean, clean clutter. No sentimentality on my part.

I'm going to tackle all the little projects that I've been putting off and getting those out of the way, like getting my recipes in order.

I want to get my sewing machine fixed so I don't have to use my mother's all the time.

Exercise, eat healthy and read more books.

Start my Christmas shopping early.

Subject: Re: New Year resolutions Wed 05 Dec 2007, 11:26 am

I am going to work on catching up on bills and paying off my debts. We have so many credit card bills from the past 3 years.

Also to clean out our shed as it is full of my brothers stuff still and we can't get our stuff in it.
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Vicki

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Subject: Re: New Year resolutions Thu 06 Dec 2007, 7:19 am

Todd and I have been doing GREAT on our budget, but two unexpected charges came up recently that will add another $300 to my credit card bill. So, my resolution(s) will be:

1.) Accumulate money for the unexpected bills (not savings money, but unexpected charges money) of at least $500.
2.) Start a cleaning schedule (Monday, vaccuum/shampoo carpets, Tuesday, clean bathroom, etc. etc. etc.) so house is not always in disorder.
3.) Consolidate my 2 credit card bills into one with hopefully a low interest rate for the life of the balance (Todd has a 3.9% one - and it has been working out great!)
4.) Get on the treadmill at least 30 minutes a day : and try to weight train a couple times a week
5.) Eat less (portion control) / and choose more healthy choices
6.) Try to rent/sell Akron house
7.) Have a huge garage sale in the Spring to get rid of some of this junk!!! (it will take many, many months to go thru everything to see what we want to sell, and what we want to keep for the new house. The new house is still a complete and utter mess.)

~M
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"It is not how much money you make - it is how you spend it."

Group Weight Loss Goal for June (updated as of Wednesdayd, July 2nd):

Moderator Age : 27 Joined : 12 Oct 2006 Posts : 1790

WOW M!!!! Those are some goals!!!! I'm tired just reading them!!! I'm sure you'll do great! Smile

Subject: Re: New Year resolutions Thu 06 Dec 2007, 11:35 am

Happy to hear your budget is working out for you and Todd, M.
Good luck with all the other projects. That's a BIG list!
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~ By sowing frugality we reap liberty, a golden harvest. --Agesilaus ~

Subject: Re: New Year resolutions Thu 06 Dec 2007, 10:33 pm

I am going to reread my BIble next year , finish the cook books ( deciding what to save and what will go ...) to be healthier , happier , and to be at peace with my fellow man .
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Gayla

"They take great pride in making their dinner cost much; I take my pride in making my dinner cost so little."

---Henry David Thoreau (1817-1862)

Subject: Re: New Year resolutions Fri 07 Dec 2007, 7:34 am

Gayla I had thought about reading the bible all the way through next year. I have never read it all the way through.
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Vicki

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Subject: Re: New Year resolutions Fri 07 Dec 2007, 8:45 am

Excellent resolutions, gayla. I want to read the book of Tobits all the way through.

Subject: Re: New Year resolutions Fri 07 Dec 2007, 7:25 pm

Great news!!!!
After I got done writing my resolution, I got an offer in my e-mail from a bank I go thru for my car loan. They have a consildation credit card offer.
I applied online, and got accepted immediately. I now have to wait for my card, and start transferring my two balances to one!

And, the rate is good for the life of the balance.
Not to mention there is no fee to transfer!!!
Yippee!
I just hit the jackpot.

BUT, this upcoming year, I want to NOT have to use credit cards at all. No more balances other than the one I will be paying off.

One thing checked off the list... :-)
_________________
"It is not how much money you make - it is how you spend it."

Group Weight Loss Goal for June (updated as of Wednesdayd, July 2nd):

Moderator Age : 27 Joined : 12 Oct 2006 Posts : 1790

You Rock M!!! LOL...allready checking things off before the New Year even starts! LOL

Subject: Re: New Year resolutions Fri 07 Dec 2007, 10:16 pm

m that is awesome. Way to get the ball rolling early
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Vicki

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Subject: Re: New Year resolutions Sat 08 Dec 2007, 1:31 am

m, that's an impressive start with your 'to do' list for the New Year. Best wishes for sticking with that plan!
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~ By sowing frugality we reap liberty, a golden harvest. --Agesilaus ~