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mmg2681
Moderator
  
Age : 27
Joined : 13 Oct 2006
Posts : 789
Localisation : Newton Falls, OH
|  Subject: Paid Off A Vehicle  Fri 21 Mar 2008, 11:19 am | |
| I went to the bank to pay off Todd's car today at lunch.
By doing this, we will be saving $50/month.
That sounds small, but hey, anything counts!
That extra $50 will go toward his van (along with the $500 extra we have).
I have to wait 2-3 more months until we can get out of our cell phone contract. That will be another $100 to go toward the van payment.
The van should be paid off by September.
Hold me to it! :-)
~M
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"It is not how much money you make - it is how you spend it." |
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gayla50
Moderator
 
Age : 53
Joined : 12 Oct 2006
Posts : 3594
Localisation : Western North Carolina
| | Subject: Re: Paid Off A Vehicle Fri 21 Mar 2008, 11:30 am | |
| Yeah every penny counts now
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Gayla
"They take great pride in making their dinner cost much; I take my pride in making my dinner cost so little."
---Henry David Thoreau (1817-1862) |
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Donna
Very Valuable Member
 
Age : 46
Joined : 12 Oct 2006
Posts : 1393
| | Subject: Re: Paid Off A Vehicle Fri 21 Mar 2008, 11:42 am | |
| | Isnt that such a good feeling,,,something is paid off! Congrats on that M!! |
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Vicki
Administrator
Age : 41
Joined : 12 Oct 2006
Posts : 3015
Localisation : Chesapeake Beach, Maryland
| | Subject: Re: Paid Off A Vehicle Fri 21 Mar 2008, 12:56 pm | |
| That is great M. I can't wait to have one of ours paid off. Now every penny helps!
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Vicki
[url=http://www.TickerFactory.com/weight-loss/wH4660m/]
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Sissy
Very Valuable Member
Age : 51
Joined : 20 Oct 2006
Posts : 755
| | Subject: Re: Paid Off A Vehicle Fri 21 Mar 2008, 12:59 pm | |
| | Congrats, M. A penny saved is a penny earned. |
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skinflint
Very Valuable Member
Joined : 13 Oct 2006
Posts : 1926
Localisation : Queensland, Australia
| | Subject: Re: Paid Off A Vehicle Fri 21 Mar 2008, 5:54 pm | |
| That's great M. Clearing a debt always gives you a sense of relief, huh? 
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~ By sowing frugality we reap liberty, a golden harvest. --Agesilaus ~ |
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mmg2681
Moderator
Age : 27
Joined : 13 Oct 2006
Posts : 789
Localisation : Newton Falls, OH
| | Subject: Re: Paid Off A Vehicle Fri 21 Mar 2008, 6:53 pm | |
| Yes, it is a relief.
However, this is the smallest of many... :-)
Todd and I talked tonight about the Van.
We've decided that we will keep the extra money we have each month in an account to pay off the van. We will not pay the big chunk every month, just in case of an emergency. I dont want to spread ourselves so thin that we wont be able to pay a bill if something comes up.
So far, we have $2,000 saved up to pay toward the van. I cant decide on whether or not to put the $1200 we'll be getting from the government toward the van or to put it toward our credit card debt. I think toward the van, because it has the highest interest rate right now. The quicker that's paid off, 4% of our take home pay will be freed up to go towards the next debt (credit cards).
~M
_________________
"It is not how much money you make - it is how you spend it." |
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GentleRain
Very Valuable Member
Age : 44
Joined : 12 Oct 2006
Posts : 697
| | Subject: Re: Paid Off A Vehicle Fri 21 Mar 2008, 9:30 pm | |
| What a good feeling M to pay off the car! Actually $50.00 sounds like a wonderful amount to me. I think it is fantastic that you and Todd are in agreement about financial matters.
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MARY |
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kim
Moderator
 
Age : 27
Joined : 12 Oct 2006
Posts : 1827
| | Subject: Re: Paid Off A Vehicle Sat 22 Mar 2008, 6:38 am | |
| | Good for you M! |
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